The Truth About Credit and Fixing Our Credit

Steven Palmer, Partner at Premier Credit Consulting in Draper, Utah. According to a report from the Corporation for Enterprise Development, 56% of consumers have subprime credit scores. That means they are unable to take advantage of the best — or even average — interest rates if they need or want to borrow money. The very best rates and terms go only to people who have excellent credit.  Add that to the fact that homeownership has actually dropped to its lowest level in about 20 years. If you have bad credit it is difficult but not impossible to fix your financial issues. Steve is here to teach us how to fix bad credit.