Payday Lenders, Men and Relationship Bumps, Young ChemistsTop of Mind with Julie Rose • Season 1, Episode 313
Jun 8, 2016 • 1h 39m
What New Payday Lending Rules Mean for Borrowers
Guest: Mehrsa Baradaran, JD, Associate Professor of Contracts and Banking Law at The University of Georgia Law, Author of “How the Other Half Banks”
Millions and millions of Americans who find themselves short on cash turn to payday lending outfits. You’ve seen them clustered on street corners and in strip malls in at least 30 states where they’re allowed. According to some experts, the payday loan industry is about to be gutted by plans for the first nationwide regulation of their business. The Consumer Financial Protection Bureau’s proposed rule will end what its director calls “payday debt traps.”
Traps are certainly bad news for consumers, but where will those millions of Americans in need of quick cash turn if payday loans are off the table?
Men Take Relationship Bumps Harder than Women
Guest: Robin Simon, PhD, Professor of Sociology at Wake Forest University
Researchers who studied young adults in Miami found men struggle more emotionally than women do when there is strain in a romantic relationship. That’s the opposite of what you might expect, isn’t it?
To Inspire Young Chemists, Play with Fire
Guest: Jennifer Nielson, PhD, Teaching Professor in the Department of Chemistry and Biochemistry at BYU, Chair of the American Chemical Society’s task force on International Chemistry Education
The world needs more scientists from developing countries and the way to get them is to have more fire in science classrooms. BYU chemistry professor Jennifer Nielsen has spent the last five summers training high school science teachers in Uganda to make chemistry hands on – mixing substances, lighting things on fire and basically playing in the laboratory – so they can make science interesting enough to students that they’ll choose a career in the field.
Apple Seed in Zion
Guest: Sam Payne, Host of BYUradio’s “The Apple Seed”
Sam Payne joins us from Zion National Park to celebrate its 100th anniversary.
Bees Keep Elephants Out of Kenyan Crops
Guest: Lucy K