Insurance Coverage

Guests: Mitch Vilos, Personal Injury Attorney  Ann Fadel, Farmer’s Insurance Agent  The moment of impact in a car accident may be the most terrifying, but it’s certainly not the end of the pain you’re likely to experience—particularly if the accident is your fault. You’ll wrangle with your insurance company. The other drive will too. You’ll inevitably be surprised or frustrated at what your insurance actually covers. There are probably gaps in your policy you never thought to ask about.  And then, you might even get a call from the other driver’s attorney. Though personal injury lawsuits are declining, there were still more than 60,000 of them filed in U.S. Courts in 2013 with an average payout of $60,000 for the plaintiff.   “You just don’t want to be without coverage—it’s so dangerous. The most dangerous things we do as citizens of the United States is get into a car,” says Mitch.