Insurance Coverage

Insurance CoverageTop of Mind with Julie Rose • Season 1, Episode 9, Segment 4

Feb 19, 2015 • 34m

Guests: Mitch Vilos, Personal Injury Attorney Ann Fadel, Farmer’s Insurance Agent The moment of impact in a car accident may be the most terrifying, but it’s certainly not the end of the pain you’re likely to experience—particularly if the accident is your fault. You’ll wrangle with your insurance company. The other drive will too. You’ll inevitably be surprised or frustrated at what your insurance actually covers. There are probably gaps in your policy you never thought to ask about. And then, you might even get a call from the other driver’s attorney. Though personal injury lawsuits are declining, there were still more than 60,000 of them filed in U.S. Courts in 2013 with an average payout of $60,000 for the plaintiff. “You just don’t want to be without coverage—it’s so dangerous. The most dangerous things we do as citizens of the United States is get into a car,” says Mitch.

Other Segments

Secure VotingFeb 19, 201522mGuest: Dan Wallach, Professor of Computer Science and a Rice Scholar in the Baker Institute for Public Policy at Rice University STAR-vote: An ideal electronic voting system that solves the security and accuracy dilemma of previous voting methods. “The current electronic voting systems are not really engineered with security in mind,” says Wallach. “An ideal voting system has to be easy to use even for a variety of people with different disabilities,” says Wallach. “But likewise, an ideal voting machine has to be something that works for the poll workers. And it has to work for the security auditors. And it has to serve the candidates by providing evidence that is meaningful to them. And it has to serve the public by providing evidence that is meaningful to them. And on top of all of that, it has to be affordable.”

Guest: Dan Wallach, Professor of Computer Science and a Rice Scholar in the Baker Institute for Public Policy at Rice University STAR-vote: An ideal electronic voting system that solves the security and accuracy dilemma of previous voting methods. “The current electronic voting systems are not really engineered with security in mind,” says Wallach. “An ideal voting system has to be easy to use even for a variety of people with different disabilities,” says Wallach. “But likewise, an ideal voting machine has to be something that works for the poll workers. And it has to work for the security auditors. And it has to serve the candidates by providing evidence that is meaningful to them. And it has to serve the public by providing evidence that is meaningful to them. And on top of all of that, it has to be affordable.”

PerovskiteFeb 19, 201512mGuest: Michael Graetzel, Director of the Laboratory of Photonics and Interfaces at the Ecole Polytechnique Federal de Lausanne

Guest: Michael Graetzel, Director of the Laboratory of Photonics and Interfaces at the Ecole Polytechnique Federal de Lausanne

Teen Brains and FoodFeb 19, 201516mChad Jensen, BYU Psychology Professor More than a third of American children and adolescents are overweight or obese. The CDC says the primary reason is “caloric imbalance”: kids are consuming more calories than they burn. That seems fairly obvious, but the solutions aren’t as simple. New research out of BYU’s MRI laboratory suggests that teenagers can train their brains to choose healthier food options. “Our results suggest that physical activity is a key part. Even if one is in the overweight or obese category, physical activity is reliable. The study kind of underscores the importance of physical activity,” says Jensen.

Chad Jensen, BYU Psychology Professor More than a third of American children and adolescents are overweight or obese. The CDC says the primary reason is “caloric imbalance”: kids are consuming more calories than they burn. That seems fairly obvious, but the solutions aren’t as simple. New research out of BYU’s MRI laboratory suggests that teenagers can train their brains to choose healthier food options. “Our results suggest that physical activity is a key part. Even if one is in the overweight or obese category, physical activity is reliable. The study kind of underscores the importance of physical activity,” says Jensen.

The New Harper Lee NovelFeb 19, 201517mGuest: Chris Crowe, BYU English Professor Picture the scene in black and white. A young Gregory Peck, in suit and spectacles, sits on a porch swing talking to a distressed little girl named Scout. Despite the popularity of To Kill a Mockingbird, Harper Lee never published another book. Well, until now. To Kill a Mockingbird remains to be a required reading for junior and high school students across the country. “Sometimes teachers are looking for stories that their readers can connect with. They have a character that is more easily identifiable for a teen reader,” says Crowe.

Guest: Chris Crowe, BYU English Professor Picture the scene in black and white. A young Gregory Peck, in suit and spectacles, sits on a porch swing talking to a distressed little girl named Scout. Despite the popularity of To Kill a Mockingbird, Harper Lee never published another book. Well, until now. To Kill a Mockingbird remains to be a required reading for junior and high school students across the country. “Sometimes teachers are looking for stories that their readers can connect with. They have a character that is more easily identifiable for a teen reader,” says Crowe.